Nigima CirclesPool Together.
Grow Together.
In a Circle, people you trust each put in the same amount on an agreed schedule. Each cycle, the whole pool goes to one member, in an order everyone agreed before starting — until everyone has had their turn.
8 members · One shared schedule
75% collected
6 of 8 contributions received
Payout waits until the pool is fully funded and required checks are complete.
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Help someone with a cause that matters
NigimaHand is the giving side of Nigima: medical bills, school fees, funerals and emergencies. Eligible visitors can contribute without creating an account.
Built around your community
Why people choose NIGIMA
Built on trust
Private, invite-only circles. You choose exactly who saves with you.
Locked and fair
Circle rules lock at Cycle 1. Any permitted change needs every member’s approval.
Full pool, then payout
A cycle's payout is requested once that cycle's pool reaches its target.
Group decisions
Need to swap your turn? Ask the group and let them vote — every decision is recorded.
Step by step
How it works
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Create your circle
Set the amount, how often people pay, and how many members.
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Invite your people
Share a link or QR code. Everyone agrees to the rules before joining.
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Contribute each cycle
Everyone pays the same amount on the same schedule.
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Take your turn
When the pool is full, staff review and approve the payout before it is sent.
Identity checks, two-person payout approvals and permanent payment records.
Ready to start saving together?
Create a Circle with people you trust, clear rules and a shared contribution schedule.